Finance Your Renovation from 0%
Through our partner iFinance Canada, qualified clients finance up to $50,000 over up to 48 months at 0%–9.99% — on approved credit. Keep your savings; start your project now.
0%–9.99%
Interest rate (OAC)
48 months
Maximum term
$50,000
Maximum amount
On approved credit (OAC). Rates from 0% to 9.99% depending on plan and credit profile. Financing provided by iFinance Canada; Meadow Contracting is not a lender.
What Would Your Project Cost Per Month?
Drag to your project size. We'll show the honest range — best qualifying plan to highest rate — so there are no surprises.
From Application to Grant Cheque
The application is handled entirely by iFinance Canada. We never see your credit information, and applying doesn't change your quote.
~5 minutes
Apply online
Through our secure iFinance Canada link. Free to apply, no obligation, and we never see your credit information.
Fast decision
See your exact rate
Your rate (0%–9.99% OAC) and payment appear before you commit to anything. Your Meadow quote never changes.
Permits to final inspection
We build
Your project starts now. You make predictable monthly payments instead of draining your savings.
Suites only — after completion
Grant money comes back
Building a legal suite? The SSI Grant reimburses 35% of eligible costs, up to $35,000, once the suite is done.
The Smart Stack: SSI Grant + Financing
Here's the part most homeowners miss: the SSI Grant is a reimbursement — it pays you back 35% of eligible costs (up to $35,000) only after your suite is complete. Financing is what bridges the build.
Example: $120,000 legal basement suite
iFinance financing
Covers the build — during construction
up to $50,000
SSI Grant reimbursement
35% of eligible costs — after completion
up to $35,000
Your remaining share
Savings, HELOC, or other funds
~$35,000
An Honest Comparison
We're builders, not bankers — if a HELOC is your cheapest money, use it. Here's how the options actually stack up.
iFinance Financing
Best for: Starting now, without touching equity
- 5-minute application, fast decision
- No home equity required
- Fixed payment, 0%–9.99% OAC
- Capped at $50,000
HELOC
Best for: Homeowners with deep equity
- Often the lowest rate available
- Higher limits on large projects
- Requires equity + bank process
- Borrows against your home
Waiting & saving
Best for: Projects with no timeline pressure
- Zero interest, zero debt
- A suite left unbuilt ≈ $14,400/yr in missed rent
- Construction costs keep inflating
- Failing kitchens & bathrooms get worse
Every Project We Build Can Be Financed
Financing applies to all Meadow Contracting work in Saskatoon, Warman, and Martensville.
Basement Suites
Financing available
General Contracting
Financing available
Kitchen Renovation
Financing available
Bathroom Remodel
Financing available
Extensions
Financing available
Commercial
Financing available
Design-Build
Financing available
Municipal & Institutional
Financing available
Roofing, Siding & Exteriors
Financing available
Concrete & Asphalt
Financing available
Insurance Restoration
Financing available
Financing Questions, Answered
Yes — on qualifying plans through iFinance Canada, on approved credit. Depending on the plan and your credit profile, rates range from 0% to 9.99%. The application shows your exact rate before you commit to anything.
Up to $50,000 with terms up to 48 months, on approved credit. For larger projects like a full legal basement suite, financing typically covers a major portion and pairs with the SSI Grant.
They pair perfectly. The Secondary Suite Incentive reimburses 35% of eligible costs (up to $35,000) only after your suite is complete. Financing covers construction while you build, and the grant cheque arrives after completion.
No. Your quote from Meadow Contracting is the same whether you pay cash or finance. The financing application is handled entirely by iFinance Canada — we never see or handle your credit information.
Any Meadow Contracting project: legal basement suites, kitchen renovations, bathroom remodels, home extensions, general contracting, and commercial buildouts in Saskatoon, Warman, and Martensville.
Ready When You Are
Apply in about 5 minutes, or talk to us first — we'll quote your project and walk you through how financing and the SSI Grant fit together.